Here are a few notes from my recent experiences that I wanted to share with you all - that I hope will encourage you towards peace in your own financial life.
This will make many of you laugh - but I tried couponing for the first time this week. At first it was horribly overwelming so if an over-enthusiastic friend tells you it's easy: they're lying. It's mildly terrifying at first. My friend Jen and I (who are taking the class together) bought the paper for 2 weeks before we actually cut and used a coupon because we were overwelmed. We've been using a site called http://www.southernsavers.com/ although the class recommends 'the grocery game'. But I don't want to pay money for a membership, to save money. That seems mildly counter-productive.
The purpose of using a couponing site is that it does the leg work for you. I saved right around $100 my first week of couponing. Between CVS, Walgreens, and Publix (grocery). The drama and trouble of couponing may not be worth it for 5-10 bucks but for 100?...hand me the scissors!
I will confess that I was having a little bit of a pride issue with this whole couponing this so the first time I went, I went at 10 at night (to Walgreens). There was no one there so it wasn't as awkward or weird - and by the next day I could coupon in broad daylight! : ] Success.
I have a guest blogger that will be posting soon about her own site to help people save money - so be excited for that in the future!
Having been on the completely plastic plan for a few years now - I just reexperienced carrying cash. For the first couple days I had a hard time even remembering that I HAD cash with me. Sad? Perhaps. But a week into I know for a fact I've spent less money than I did in the weeks prior, simply by not swiping a card and disassociating my actions with 'spending money'. I feel a little lighter after confessing that.
I was confessing to the girls in my bible study that now that I finally stopped just praying that God would provide for me and start realizing he was providing for me - I was just doing a poor job of managing his provisions I feel relieved! And inspired. I keep revising and revising my budget to save more. The success really is a great feeling. I wish it for everyone.
I had to skip class this week to work a Tony Dungy appearance in Clearwater, FL (I blogged about that yesterday) - so I missed the lesson on dumping debt. But I will be doing the the reading this weekend so I will share with you about that soon.